Many people plan in advance for long term care to protect assets or to maintain independence and dignity, while others just want peace of mind. Increasingly more people are planning for potential long term care needs so that they don’t burden family and friends.

Thirty years ago, it was common for an unpaid family member to provide care for a loved one in the home. These days, many households are dual income families or single parents with competing priorities like the promotion at work or raising young children.

A 40-hour work week plus raising a family leaves little time to be a primary caregiver. 

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